About Business Finance Solutions

Business Finance Solutions Team

The Business Finance Solutions team has over 75 years of combined business experience helping hundreds of small and medium-sized businesses with their financing, marketing and business, branding and product needs. Our specialties include working capital loans, equipment leasing, SBA lending, conventional commercial real estate loans, and asset-based loans. The Business Finance Solutions team and our experts work together to help you succeed.


Sam Thacker

Sam Thacker - Banker - 512-990-8756

Sam Thacker, President

The president and leader of the Business Finance Solutions team is Sam Thacker. He has 21 years of banking and finance experience, most currently with a Houston Texas based bank while serving Central and South Texas. During his finance career, he has become intimately aware of many facets of risk management including personnel-related matters, payroll and workers compensation issues.

Sam has been a featured business adviser since May 2008 on AllBusiness.com, a D&B Company where he writes a weekly column of interest to business owners. Sam has written over 500 business articles and columns since he began writing for AllBusiness.com.

Sam is also a bi-monthly blog contributor to the Austin Business Journal and is a regular contributor to the Texas Entrepreneurs Network newsletter and actively mentors start-up businesses for the Austin Entrepreneurs Network.

Sam enjoys writing, public speaking, and teaching business classes. He has guest lectured at the University of Texas IC2 program.

For the past 3 years, Sam has been teaching regular business finance classes at the Texas State University Small Business Development Center.

Sam has a Bachelor of Science Degree from Texas State University.

Sam is active in his church,  the Balcones Toastmasters group and several local non-profit organizations.

Sam’s direct E-mail: sam@bfs-usa.com
Direct phone: 512-990-8756
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Francoise Luca

Francoise Luca - Business Finance Solutions CMO

Francoise Luca, CMO

Françoise Luca is the Business Finance Solutions team Chief Marketing Officer.  She is also a principal in Westview Marketing and has a distinguished career in marketing, business, and business process management. Françoise has worked for companies including AT&T (NYSE: T) and local broadcast affiliates of CBS (NYSE: CBS), NBC (NYSE: GE), and Univision (NYSE: UVN).

Her Austin Texas based marketing firm focuses on affordable marketing and internet strategies for small businesses, professional practices and nonprofits.

Françoise brings a solid disciplined approach to business process management to Business Finance Solutions as well as over 20 years of marketing, advertising, and public relations experience.

Françoise is active in her church and community participating in various activities that benefit various causes she believes in. She is fluent in Spanish and works/travels extensively throughout South America.

Françoise has a Bachelor of Arts Degree from the University of Texas at Austin

Françoise direct email: francoise@bfs-usa.com
Direct phone: 512-923-7663.
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Carol Crangle

Carol Crangle - Business-Finance-Solutions-Team

Carol Crangle is Customer Relationship Manager

Carol serves as Business Finance Solutions team’s Customer Relationship Manager.

With over 18 years of banking experience working in the corporate banking and cash management for a mid-western bank, and many years of experience keeping dental practices running smoothly, Carol is the ultimate expert at juggling many tasks at once.

Her attention to detail is only exceeded by her great customer service skills.

Carol is also very good at putting processes together to make our company perform better.

If you choose to work with our company, Carol may be the first voice you hear when you call us.

Over Carol’s career she has handled some of the most discreet and confidential matters for her employers and their clients. So you can feel comfortable giving Carol any information required for your funding project.

Carol’s primary role is working with clients to compile the numerous loan package documents necessary to evaluate and submit to a lender. She also helps us maintain our clients’ records and supports us through the entire funding process.

Carol also serves as the part-time Executive Assistant to Westview Marketing.

Carol’s email address is: carol@bfs-usa.com
Direct phone: 512-646-1144.